You can make up to six free withdrawals per month. You can get an optional ATM card with the account. The account pays interest using a tiered rate system. United Bank’s Platinum Savings account doesn’t have a minimum balance requirement or monthly fees. They also have a savings calculator tool to help you understand how much you need to save to reach your goals. Truist allows you to set up automatic transfers between your checking and savings account. You do need to keep a balance of $0.01 to avoid account closure, though.

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